BlueCross BlueShield of Montana (BCBSMT) is the medical plan claims administrator for the Montana University Benefits Plan.
How The Plan Works:
The benefits of the medical plan will depend on the health care provider the member uses. When an In-Network provider is used, In-Network benefits apply. When an Out-of-Network provider is used, Out-of-Network benefits apply. To see if your provider is an In-Network BCBSMT provider, visit their website at https://www.bcbsmt.com/find-a-doctor-or-hospital
- Contact BlueCross BlueShield of Montana at 1-800-820-1674 or 1-406-447-8747 (www.bcbsmt.com)
- Emergency services are covered everywhere. However, Out-of-Network providers may balance bill the difference between the allowed amount and the billed charge.
- Members may self-refer to any Primary Care Provider or Specialist.
In-Network Providers – Providers who have contracted with the medical plan claims administrator to manage and deliver care for Plan members and who accept the allowed amount as payment in full. Members will pay less out of pocket expenses if they see an In-Network provider.
Out-of-Network Providers – Providers who have not contracted with the medical plan claims administrator and who may balance bill the difference between their billed charge and the allowed amount. Members will pay more out of pocket expenses if they see an Out-of-Network provider.