Medical Plans

PacificSource, Blue Cross Blue Shield, and Allegiance are the medical choices. The plans provide the same benefits but have differences in provider networks.

How The Plan Works:
The benefits of these plans depend on the health care provider the member uses. When a network provider is used, in-network benefits apply. When an out-of-network provider is used, out-of-network benefits apply.

Major Plan Differences
The major differences in the medical plans are the participating providers. Check which providers participate on the medical plan administrator’s websites see the back of the active and retiree workbooks.

Details:

  • PacificSource Medical Plan (www.PacificSource.com/MUS).
  • Blue Cross Ble Shield Medical Plan (www.bcbsmt.com).
  • Allegiance Medical Plan (www.abpmtpa.com/mus).
  • Emergency services are covered everywhere. However, out-of-network providers may balance bill the difference between the allowed and the charge.

Note: The Medical Plans cover the same services and have:

Network Providers – Providers who have contracted with the medical plans to manage and deliver care at agreed upon prices. Members may self-refer to in-network providers and specialists.

Out-of-Network Providers may balance bill the difference between their charge and the allowable charge.


Active Employee Benefit Information

 

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